By emma 
Lately, one phone number has sparked significant discussion across online forums and social media: 03453002752. This number claims to belong to Lloyds Bank, but the nature of its calls has left many consumers feeling confused and anxious. As people continue to report their experiences, the distinction between genuine calls and potential scams has become increasingly blurry.
Genuine vs. Suspicious: User Experiences
On various dates, users detailed a mix of experiences. Those who had a relationship with Lloyds Bank often reported receiving calls to verify transactions or set up new payees. For instance, one user noted on 16 January 2025, “Lloyds confirming a request I made online.” This was corroborated by another user who stated, “Definitely Lloyds Bank verification. This is the number that rang me when I was setting up the Lloyds banking app on my new phone.”
However, this sentiment is countered by numerous reports from individuals who do not bank with Lloyds. A comment from 04 January 2025 states, “Pretending to be a bank I don’t even use. Scam.” Another user echoed these sentiments, declaring, “I don’t have a Lloyds account!!” while expressing their disbelief over receiving calls from the number.
Notably, some comments reveal a deeper sense of urgency, with one user recounting a distressing experience on 17 December 2024: “Rang me to say someone was attempting to make a purchase with my card… I only hope this #### have it done to their family.”
Automated and Unsolicited Calls
A frequent theme in user comments is the unsolicited nature of these calls. Many individuals reported receiving calls at odd hours, prompting questions about the legitimacy of the outreach. One user mentioned, “This is not Lloyds, I’ve spoken to Lloyds and this number is not Lloyds. SCAM,” highlighting the frustrations faced by those who were awoken by persistent calls. Another commenter expressed, “I was called at 03:20 am!!! An automated call requesting a four-digit code.”
The calls appear to predominantly feature automated messages asking for confirmation codes, related to online banking activities. For instance, one user shared, “Called at 21:49, I didn’t answer as I didn’t recognise the number. Checked the number here, I’m not even with Lloyds Bank, dodgy!!!”
Warnings and Wise Practices
The mixed reactions highlight the need for increased vigilance. Responses like “Genuine Lloyd’s bank number to authorise new payee payment,” sit alongside stern warnings: “Scam call. Lloyds bank at 9:15 pm I don’t think so,” revealing the polarisation stemming from experiences with this number.
Lloyds Bank, like many financial institutions, has become a target for scammers who spoof genuine phone numbers. As illustrated by multiple comments on 03453002752, scammers employ tactics to masquerade as legitimate entities in order to extract sensitive information from unsuspecting customers.
A particularly insightful comment reminds consumers, “If you receive unsolicited contact from your bank, end the call, check to ensure your connection has cleared, then call your bank using the number on your bank card.” This practical advice serves to empower users with the knowledge to protect themselves from potential scams.
Trust Issues Emerge
The trust breakdown is marked by users expressing skepticism over legitimacy. One noted, “Lloyds never call me. Very probably a scam,” while another commented, “I checked with Lloyds who confirmed this number is NOT on their contact list.”
This level of uncertainty can leave consumers feeling on edge, especially those who may not have experience navigating issues surrounding bank fraud and privacy breaches.
Bank’s Response?
While a number of users have had positive experiences when interacting with this number, others strongly urge caution. The conflict is deeply unsettling: one user stressed, “DO NOT answer these calls they are not legitimate,” revealing the stark divide in opinions regarding the number’s authenticity.
Many commenters recommend a good practice of being wary, especially if you’re not expecting contact from the bank. “If you get a call that seems out of the blue and you haven’t initiated any banking activities, consider it a potential scam,” one user noted, encapsulating the caution advised by many.
Conclusion: A Divided Opinion
The phone number 03453002752 serves as an illustration of the complexities consumers face in today’s increasingly digital and interconnected world. As reports continue to roll in, it’s clear that both trustworthy calls and scams proliferate within the same numeric space.
Consumers are left grappling with doubt: while some insist on the number’s legitimacy and frequent use by Lloyds Bank, others warn that the only sensible response is to treat such calls with skepticism and navigate them with caution.
With a campaign for better clarity and communication from banks about how they connect with customers still needed, the consumer’s best defense remains knowledge and caution against phone fraud.